Our Services
401(k) Advisory Services for Businesses
Fiduciary Protection and Modern Retirement Solutions
For a business owner, a 401(k) plan should be a powerful tool for recruitment and retention—not a source of liability or administrative stress. At EvoAdvisors, we serve as independent, fee-only fiduciary advisors to Richmond businesses, providing objective oversight that traditional “broker-led” plans often lack.
Because we do not accept commissions or revenue-sharing from fund companies, our advice is unshaped by incentives. Our sole focus is to help you build a high-quality, low-cost retirement plan that satisfies your fiduciary obligations and helps your employees reach their goals.
Elevating the Plan Experience for Employers and Employees
In the Richmond metro area, from tech startups to established professional firms, the demand for high-quality benefits has never been higher. We help you move away from “off-the-shelf” plans toward a documented, research-driven retirement solution.
Our 401(k) advisory services include:
- Fiduciary Liability Mitigation: We act as a 3(38) or 3(21) investment manager, taking the heavy lifting of investment selection and monitoring off your plate.
- Transparent Cost Structures: We pull back the curtain on “hidden” plan fees, ensuring that both the company and the participants are keeping more of their returns.
- Rules-Based Investment Menus: We design evidence-based fund lineups that avoid speculative “flavor-of-the-month” funds in favor of disciplined, low-cost options.
- Proactive Employee Education: We don’t just provide a login; we provide clarity. We offer professional, inviting education sessions to help your team understand their path to financial independence.
A Calm, Professional Approach to Plan Management
Running a business is complex enough. Your retirement plan shouldn’t add to the noise. We take a measured, systematic approach to plan design and compliance, ensuring your plan is the “just-right” fit for your company’s size and culture.
By partnering with a local Richmond fiduciary, you gain a collaborator who is invested in your success. We help you create a legacy of financial wellness for your team, allowing you to focus on what you do best: growing your business.